Net Worth OS — Track Assets, Liabilities, and Grow Your Wealth

Net Worth OS is a professional personal finance system built in Notion. Track accounts for assets and liabilities, log transactions, and see your net worth with clean monthly and annual dashboards. Set targets, measure progress, and use the mobile layout for quick updates. Under the hood, a robust backend keeps everything accurate, organized, and easy to customize.

Who it’s for

• Individuals and families who want a clear picture of net worth over time
• Creators, freelancers, and small business owners managing mixed personal and business accounts
• Investors who want category-level insights and growth tracking

Core features

• Net worth dashboards
  • Monthly and yearly net worth, growth rates, and deltas with readiness for charts and summaries
• Assets hub
  • Accounts by category with current balance, monthly change, total gains, and category breakdowns
• Liabilities hub
  • Credit cards, loans, mortgages, business liabilities with payoff progress and category distributions
• Cash flow and transactions
  • Income and expense logging with categories, monthly summaries, and inflow vs. outflow views
• Goals and targets
  • Set target net worth by year, track progress and remaining amount, and link goals to yearly performance.
• Monthly operations
  • A guided Monthly Log that connects assets, liabilities, quarter, and year for reliable reporting
• Mobile mode
  • Compact, toggle-based views and quick actions optimized for on-the-go use
• Clean backend architecture
  • Dedicated data sources for Assets, Liabilities, Monthly Log, Yearly Net Worth, Goals, Transactions, and Categories for accuracy and scale

What’s included

• Dashboards and pages: Home, Assets, Liabilities, Cash Flow, Monthly, Yearly, Goals, Mobile, Backend[1]
• Databases and data sources: Assets, Liabilities, Monthly Log, Yearly Net Worth, Goals, Transactions, Cash Flow Categories, Transaction Months
• Visualizations: Ready-to-use chart views for monthly assets, liabilities, and net worth, plus category breakdowns

What you’ll get after purchase

• A Notion template link to duplicate to your workspace
• Quick-start guide inside the template: add accounts, log transactions, update monthly balances, and review dashboards
• A structured backend you can extend safely without breaking analytics

How it works (quick start)

1. Add your asset and liability accounts and initial balances
2. Log transactions and categorize income and expenses
3. Update the Monthly Log at month-end
4. Review monthly and yearly dashboards, and track progress against goals[5][6][7][3][4]

Pricing

• Launch price: $10
• Regular price: $25

Lock in the launch price now. Future updates are included at no extra cost.